你的生意可以走得很远. You, however, can stay with your great community bank for great treasury management.

世界赌博十大网站’s world-class treasury management gives you the best of both worlds. Offering robust treasury options that help you maximize your liquid assets using the latest technology and expertise. Plus the one-on-one help of our Relationship Managers who get to know you and your business. 你是否想加快应收账款的速度, 更好地控制应付账款, 更有效地管理资金, 或者保护你辛苦赚来的资产, 世界赌博十大网站 财政部管理 has the technology and expertise to master your cash flow. Your 财政部管理 Consultant will work with you and your Business Relationship Manager to tailor cost effective solutions for your business. 在这个过程中, you have direct telephone access to the same consultant and specialist that helped get your cash management solutions onboard. 然而，我们的收费一直比大银行低20%到30%. We value our working partnerships like gold and give you the gold standard in cash management resources.

收集 & 沉淀资金

经营生意，你需要现金. 有许多服务可以帮助加快获得现金的速度, 简化和解, 并减少欺诈的风险.

上述服务
通过电子收集, you can control the timing of your receivables and streamline reconciliation. ACH debit can be used to collect from customers, or concentrate cash from other accounts.

远程矿床捕获
比起经常去银行，你有更重要的事情要做. Our 远程矿床捕获 (RDC) service enables you to scan checks for deposit from your desk eliminating the need for deposit slips and the expense of toner to copy checks. Check deposit reports (including images) can be produced and stored electronically.

锁箱服务
我们将从指定的P处收取您邮寄的应收款.O. Box, deposit your checks, and provide online images of all checks and invoices. This provides additional controls while freeing up considerable administrative time.

商家服务
Credit and debit processing – accept credit and debit cards on the spot, 通过电话或网络.

Wires
当资金的可用性至关重要时, you can receive incoming domestic or international wires into your account.  Incoming wire notifications can be established on 世界赌博十大网站’s Commercial 网上银行 system or by email.

分配资金 & 支付

Control how and when cash moves out of your company’s business banking accounts, 管理你的账户和付款时间.

上述服务
Reduce transaction costs and the risk of fraud with electronic payments. By paying electronically you also reduce the expense of postage, stationary, and toner. ACH消除了停止付款的麻烦, 重新发出, 还有调查遗失支票的行政时间.

Reconciliation is also easier since you control the disbursement of funds. 没有您的帐号暴露, 直接存款, 供应商付款, 而且，以电子方式征税的欺诈风险较小.

商业名片
有能力赚取现金回扣, 增加控制, and extend payables are just a few reasons why the 商业名片 is a great tool in managing your cash flow.

Wires
Originate one-time or recurring domestic or international wire transfers via 世界赌博十大网站’s Commercial 网上银行. Keep better internal controls with the ability to designate approval chains.

管理基金

Manage your cash balances to maximize earning potential and minimize costs.

零余额账户(ZBA)
世界赌博十大网站’s zero balance accounts let you automatically monitor and manage your accounts daily without manual intervention.

扫描服务
世界赌博十大网站’s automated sweep services give you use of your end-of-day balances to earn interest or pay down a line of credit.

风险管理

识别、评估风险并确定优先级. We value our role as your financial partner as you review all of today’s treasury risk decisions that you face.

ACH Block / Filter服务
Protect deposit accounts against unauthorized ACH debit and/or credit transactions.

控制付款帐户
Eliminates the guesswork in gauging daily presentments while simplifying balance management, 投资和借款决策. Our 控制付款帐户 provides same-day early notification of checks clearing on the current day.

检查成像
Easy, fast access to paid check images via CD-ROM at month-end or between statement cycles.

正薪服务
世界赌博十大网站 正薪服务 help detect check fraud by electronically matching checks that are presented to the checks you have issued. This comprehensive service can significantly reduce your exposure to check forgery and fraud.

了解更多有关第一银行的库务管理服务, 联系您的客户经理或您当地的第一银行分行.

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